Terms of Service

Last updated: November 2026. This is a draft to be reviewed by counsel before launch.

1. The service

Quotiva ("we") provides software for creating estimates and invoices, sharing them with your customers, and accepting payments through a third-party payment processor. You ("the business") are responsible for the content of your documents and for the goods and services you sell.

2. Accounts

You must provide accurate business information. You are responsible for activity under your account and for keeping your password safe.

3. Payments

Card and bank payments are processed by a payment processor under a separate merchant agreement between you and the processor. Quotiva does not hold your customers' funds. Processing fees, chargebacks and reserves are governed by that agreement.

4. Subscription

Plans are billed monthly and may be cancelled at any time; cancellation stops future renewals and does not refund the current month.

5. Your customers' data

You are the controller of your customers' information. We process it on your behalf to provide the service and do not sell it.

6. Acceptable use

No unlawful, deceptive or abusive use. We may suspend accounts that violate these terms or the processor's rules.

7. Liability

The service is provided as is. To the extent permitted by law, our liability is limited to the fees you paid us in the previous three months.

8. Contact

hello@quotiva.cc